Regardless of whether you are buying, refinancing, or building your home, Kloze can provide you with the right mortgage to meet your specific needs. Each of these processes are big decisions on your part and require dedication, and NHL lending is dedicated to helping you in whatever ways necessary. We understand that every client and situation is different and we are prepared to assist each individual case however we can.
When it is time to find a lending specialist who is easy to work with, choose NHL lending. We are proud of our fast and reliable service and offer online prequalification. We are recognized for our outstanding customer service and for getting even the more difficult loans closed. Let us get the job done – do not wait to contact us and see if you qualify! Call Wilton Manor Home Loans for a free, no-obligation consultation today. Remember, whether you apply in person, or online, you will still receive the same unsurpassed service. Throughout the entire mortgage process, we promise that our lending specialists will provide personal contact; answering any questions you may have along the way to ensure your loan gets closed with ease. Now that is great service!
Wilton Manor Mortgage rates will not catch you off guard
According to a recent study by LendingTree, the national average for a home loan is $222,261 with a $1,061 average monthly payment for a 30-year mortgage at 4 percent interest. Per an accurate study conducted by Zillow, nearly 71% of homeowners are paying a mortgage, with almost 30% owning their home free and clear. (Most of the 31% are between 60-84 years old, given the amount of time they have had to paid towards their loans.)
Kloze is a licensed mortgage lender and has some of the best mortgage rates, enabling you to save money on your new housing purchase or refinancing. Through NHL lending, we not only offer you the best rates, but we provide our clients with wonderful customer service and assistance through our professional staff that have extensive knowledge. There are countless benefits of using our lending services so take advantage of all our helpful resources. We avoid the “turnaround time”, underwriting and processing delays of big bank dependence. We also know how to capture financial market events that benefit you. Our automated technology platform keeps our clients updated from application to closing, and our local real estate, builder, and professional contracts facilitate decision-making. What is not to love about NHL lending?
With Wilton Manor Mortgage rates, why not save money?
If you are unsure what mortgage you can afford, allow Kloze in Fort Lauderdale, Florida to help you decide on a budget. We want you to get the best deal possible so here are a few mortgage/loan options you should consider. We can also help you choose which is best for your budget and family. We provide conforming loans, FHA loans, Wilton Manor VA Home Loans for veterans, jumbo loans, or Wilton Manor reverse mortgage loans. The fixed-rate mortgage, the adjustable-rate mortgage (ARM), FHA loans and VA loans are the four most common loans:
The fixed-rate mortgage is the most popular type of home loan, and it is the most predictable as it prescribes a single, agreed-upon, interest rate and monthly payments for the life of the loan, which is typically 15 or 30 years. These are also very prevalent among first-time homeowners.
An adjustable mortgage is where the interest rates are liable to change. They typically start off low, but your monthly payments can go up based on the market. The goal of this loan is to favor the bank, not the homeowner.
A FHA loan is one that is backed by the government. FHA borrowers pay for the mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan.
The VA loan is guaranteed by private lenders, such as banks or mortgage companies to eligible U.S. veterans for the purchase of a home, which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you or a later owner fails to repay the loan.