NHL Lending is short for Kloze. We are a lending institution specializing in offering the best mortgage rates in Fort Lauderdale and surrounding areas. Here in Florida and beyond, we are known best for our excellent customer service and outstanding ability to close even the most difficult home loans. We take our clients’ dreams of homeownership seriously and work hard to make those dreams come true.
Kloze Mortgage Loan Programs
Whether you’re building a new home, refinancing one you already own or buying a new home, Kloze Mortgage has a loan program for you. We offer conventional mortgages , FHA and VA loans; as well as less common reverse mortgages and jumbo loans. We have a variety of terms available on fixed and adjustable rate mortgages, too. When you call Kloze for assistance with financing your home purchase, we pair you with the right mortgage to meet your particular needs.
Our NHL Lending Staff
Professional, friendly and knowledgeable, our NHL Lending staff controls everything and assists you throughout the entire lending process. From application to closing, we make sure all the I’s are dotted and the T’s are crossed so you get an interest rate you can afford without hassle. We know the mortgage lending process can be complicated and hard to understand for many people, so our main focus is getting you through it as quickly and painlessly as possible.
Our staff contains some of the most knowledgeable and experienced in the industry. As such, we believe in building strong relationships with the people we work with, as well as being responsive and dependable above and beyond the call of duty. When you come to Kloze for financial assistance to buy a home, you become part of our team, and together, we’ll put you in the home you’ve always wanted.
The Kloze Mortgage Process
Over the years, we’ve taken an initiative to make the financing process as smooth and easy as possible for our clients. We want your home buying experience to be a positive one, and we’ll do what it takes to make it so. At Kloze Mortgage, the financing process is efficient and fast. Here’s what you can expect.
Step 1: Initial Contact
This is where you’ll meet your loan officer and sort out expectations. You’ll talk about your qualifications and discuss the various mortgage options available to you.
Step 2: The Application
You’ll fill out the application, which gives your loan officer and processors plenty of information to get things started. Your file goes straight to underwriting as quickly as possible.
Step 3: The Contract
At this step, you’ve contracted with NHL Lending for financing to purchase your new home.
Step 4: The Appraisal
We work with some of the top appraisal management companies in the world to assess the market value of your new home. We’ve modified this step so it moves along quickly. You can expect this step whether you’re buying a new home or refinancing your current one.
Step 5: Approval
When you’re approved at this stage, it’s usually with ‘conditions.’ Conditions are things the underwriters need clarification or more information on in order to proceed with closing your loan. Your loan officer and processors will work with you to clear these issues up quickly.
Step 6: OK to Close
We love making this phone call. At this step, you’ve gotten the “all-clear” from underwriting to close your loan. Only one step to go.
Step 7: The Closing
We work closely with the closing attorney/title agent to get the closing documents in order and ready for you to sign. Once you sign, you’re ready to move into your new home.
NHL Lending is a seasoned, direct lender offering a variety of mortgage options including conventional mortgages, FHA and VA loans, reverse mortgages and jumbo loans. We cater to first time homebuyers and experienced investors alike. Give us a call for all your Fort Lauderdale mortgage needs. We can’t wait to make your home buying dreams a reality.