Here in America, we love our great country and the servicemen and women who protect it. They are separated from their families, live overseas, see combat, and experience things most people cannot even imagine. They risk their lives so we can enjoy ours, living in freedom and peace. In 2016, according to the United States Census Bureau, there were an estimated 18.5 million U.S. military veterans living in the United States, 1.6 million of whom were women. California was home to 1.6 million service members; Texas had 1.5 million, and Florida with 1.4 million military residents. (All other U.S. states had less than 1 million service members.)

The National Association of Realtors estimated that of all homebuyers, 18 percent identified as veterans and three percent as active military. Of all home sellers, 21 percent identified as veterans and one percent as active military. It is also believed that the Veterans Affairs (VA) loan is one of the reasons 79% of veterans own their own homes.

Buying a home to call your own is exciting and something to be proud of. When the time is right, find a lender that is upfront and has fast reliable service. Kloze now offers online prequalification so contact us today and see if you qualify! Call Miramar Home Loans for a free, no-obligation consultation.

With a VA loan, your Miramar Mortgage rates are set!

Do not let the idea of a mortgage or taking out a loan worry you. The two biggest advantages of a VA home loan are that they do not require a down payment nor do you have to obtain private mortgage insurance. No need to stress about a less-than-stellar credit score because we require no money down. With a VA home loan, you will have competitive rates and terms as well.

VA loans can even be used to purchase foreclosed properties as long as all of the VA guidelines are met.
Most veterans think they are only allowed to have one VA loan, but interestingly, if the initial loan does not exceed the maximum entitlement, you can have up to 2 VA loans. Sadly though, as of 2009, fewer than 13% of veterans and active duty personnel have used their VA loan benefits.

You can trust the Miramar Mortgage rates

Kloze is a licensed mortgage lender and has some of the best mortgage rates, enabling you to save money on your new housing purchase. Based out of Fort Lauderdale, Florida, we offer numerous loans. Besides conforming loans, Miramar jumbo loans, FHA loans, and Miramar reverse mortgage loans; we also have VA Home Loans for veterans.

We not only offer the best rates, but we provide our clients with wonderful customer service and assistance through our professional staff that has extensive knowledge and insight. There are countless benefits of using our lending services so take advantage of all our helpful resources. We can get you in your home sooner by avoiding the “turnaround time”, underwriting and processing delays of big bank dependence. We also know how to capture financial market events that benefit you. Our automated technology platform keeps our clients updated from application to closing, and our local real estate, builder, and professional contracts facilitate decision-making.

This is how the Miramar VA Home Loans work

As one of the most powerful loans on the market available to our military, the U.S. Department of Veterans Affairs guarantees the VA Loans. Both those active duty and veterans can qualify for a VA Loan, which usually offers a competitive fixed interest rate, no down payment, and limited closing costs. While the VA does not issue the loans itself, it does issue a certificate of eligibility required to apply for a VA loan. These home loans are flexible and are government backed. They offer significant advantages to allow homeownership to those that may struggle for financing.

Since the government backs the VA loan, they assume all the risks associated with the borrower of the home loan, so you do not have to worry about any of the extra conventional home loans fees. This benefit allows you to build equity in your home that can save you thousands of dollars.