As a first-time home buyer, you have an exciting journey ahead. We know applying for your first mortgage loan and navigating a complex housing market can be stressful but daunting. Whether you’re ready to apply for a mortgage loan for your new home or want to become pre-qualified, Kloze has the options you want.
Our comprehensive programs include reverse mortgage loans, veteran’s affairs loans, jumbo loans, conforming loans and FHA loans that help you fit home ownership into your budget, and much more. At Kloze we have a longstanding history of quality customer service skills and a strong reputation for being able to close even the most difficult loans for our customers. We can help you to get started on the right path to buying your first home.
Know your Home Loan Options
Here at Kloze, we employ top and knowledgeable professionals in their field to help clients determine what is the best loan type that would fit their financial situation. For homeowners that qualify for class=”qowt-font6-CalibriLight qowt-stl-InternetLink”>Miramar Jumbo class=”qowt-font6-CalibriLight qowt-stl-M8117440739911070443gmailil”>Loansclass=”qowt-font6-CalibriLight qowt-stl-M8117440739911070443gmailil”>, Kloze offers top-tier rates available to our clients. For our clients that have a low to limited income, we can offer them the FHA loan with the best rates and the lowest minimum of down payment options to help turn their dream of home ownership into a reality.
Find Out Which Loan Is Best for You
We know it may take a little time to understand all of your loan choices and figure out which loan is the best fit for your situation. We’ll help you gain an understanding of the loans that are available to you. You should have an idea of the type of loan you want for your new home. We specialize in all types of loans for our clients.
Find Out If You Are a Candidate for These Loans
VA Home Loan
The class=”qowt-font6-CalibriLight qowt-stl-InternetLink”>Miramar VA Home class=”qowt-font6-CalibriLight qowt-stl-M8117440739911070443gmailil”>Loans is one of the most powerful loan programs available on the market for veterans, service members, and military families. We know first-hand that these flexible home loans are government backed and offer significant advantages to allow homeownership to those that may struggle for financing. The important advantages to VA home loan is that we do not require a down payment nor do you have to obtain private mortgage insurance.
A Miramar Jumbo class=”qowt-font6-CalibriLight qowt-stl-M8117440739911070443gmailil”>Loans is a home loan with an amount that exceeds conforming loan limits imposed by class=”qowt-font6-CalibriLight qowt-stl-InternetLink”>Fannie Mae and class=”qowt-font6-CalibriLight qowt-stl-InternetLink”>Freddie Mac, the two government-sponsored enterprises that buy mortgages from lenders.
Conventional loans that follow the terms and conditions established by the guidelines of Fannie Mae and Freddie Mac. Conforming loans are equal to or less than the dollar amount established by the conforming loan limit set by Fannie Mae and Freddie Mac’s and meets their funding criteria.
FHA is a federal government agency within the U.S. Department of Housing and Urban Development.
FHA plays a significant role in helping low- to moderate-income families qualify for mortgages. Miramar class=”qowt-font6-CalibriLight qowt-stl-M8117440739911070443gmailil”>FHA class=”qowt-font6-CalibriLight qowt-stl-M8117440739911070443gmailil”>Loans assists first-time buyers and others who would not qualify for a conventional loan, by providing mortgage insurance to private lenders. Interest rates for an FHA loan are usually the going market rate, while the down payment requirements for an FHA loan are lower than conventional loans.
Reverse mortgage loans
Kloze specializes in Reverse Mortgages. These types of loans are a great way to secure your retirement in the latter stages of life. We offer the best Miramar mortgage rates to our clients. If you are a homeowner of at least sixty-two years of age, Miramar Reverse Mortgage require no out of pocket payments, until death or the sale of the home.
If the spouse remains in the home after becoming widowed, the money is not due until both spouses are deceased, relieving the burden of worry. These loans are a great way for homeowners to reap the benefits of their hard-earned equity that they have gained in their investment and utilize it to live out their golden years comfortably.
Let our Qualified Professionals Get You Started Today
To get started on purchasing the home of your dreams, call Kloze today. We have qualified staff that has the first-hand experience for clients from all walks of life with all financial backgrounds to help achieve success in closing even the toughest loans. Our staff works hard to meet your needs and provides you with all of the assistance you need during the way, answering your questions, helping with your loan documents, and securing all of the important details in the process. For an enjoyable home purchasing experience, leave your stresses behind and call Kloze today.